RESTIA CHRISTIANTY; ROY SELEKY. Pengaruh Literasi Keuangan Dan Perencanaan Keuangan Terhadap Pengelolaan Keuangan UMKM Di Kecamatan Huamual . BJRM (Bongaya Journal of Research in Management), [S. l.], v. 9, n. 2, p. 289–300, 2026. DOI: 10.37888/bjrm.v9i2.1012. Disponível em: https://ojs.stiem-bongaya.ac.id/BJRM/article/view/1012. Acesso em: 13 jun. 2026.