Muhammadin, A., R. Ramli, and N. Nuramal. “ANALISIS STRATEGI GENERIK DALAM INDUSTRI PERBANKAN DI INDONESIA”. BJRM (Bongaya Journal of Research in Management), vol. 1, no. 2, Oct. 2018, pp. 32-38, doi:10.37888/bjrm.v1i2.77.