PENGARUH PEMBERIAN KREDIT USAHA RAKYAT (KUR) TERHADAP PENDAPATAN USAHA MIKRO PADA PT. BANK SULSELBAR KANTOR PUSAT MAKASSAR

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Hasyim Mochtar

Abstract

This study aims to determine whether the effect of granting People's Business Credit (KUR)
on Micro Business revenue at PT. Bank Sulselbar Makassar Head Office. Data collection uses
primary data. The population used was obtained from the Micro Small Business data, while the
sample is 38 data obtained from the research period of 1 year. The analytical method used is a simple
linear regression analysis, supplemented by a test of the classical assumptions of normality,
multicollinearity, and heteroscedasticity.The results of this study are known in the correlation test (T
test) that the significant value of tcount> ttable is 2,440> 2,028. This shows that more and more
People's Business Credit (KUR) given to customers can be put to good use by Micro Business actors
for venture capital besides giving People's Business Credit (KUR) proposed by customers in
accordance with their wants and business needs

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